OdonataCo
Effective date: June 16, 2026
At OdonataCo, we take your privacy seriously. This policy explains what data we collect, how we use it, and the rights you have over your information. We believe financial and emotional wellness data deserves the highest level of care and transparency.
We collect information you provide directly: your email address (for authentication), mood check-in scores and notes, spending transactions (amount, date, category, and the emotion you felt at purchase), budget categories and amounts, debt details (balance, interest rate, minimum payment), income profile, journal entries, coaching goals, and coaching session notes. We also collect basic, anonymous usage analytics (such as which features are used) to improve the app.
OdonataCo does not connect to your bank, credit card, or any financial institution. There is no Plaid integration, no account linking, and no automatic transaction import. Every transaction, debt balance, and budget figure is entered manually by you. We never have access to your financial accounts or credentials.
Two features use AI: the Debt Coach and the Wellness Chat. When you use either, the message you type and relevant context from your account (such as debt balances or recent check-ins) are sent to our AI provider to generate a coaching response. The rest of the app — daily check-ins, budget tracking, debt planner, insights, lessons, and journaling — does not send your data to any AI model.
Your data is stored on secure cloud infrastructure with encryption in transit (TLS) and at rest. Each user's records are isolated with row-level security: no other user can read, edit, or delete your data. Only you and platform administrators can access your records. We do not sell your personal data to third parties, and we do not use advertising or tracking cookies.
Subscription payments are processed by Base44 Payments (powered by Wix Payments). We do not store your credit card number, CVV, or any payment card details. All payment information is handled directly by the payment processor in accordance with PCI-DSS standards.
We may send you transactional emails such as daily check-in reminders and budget alerts. You can disable these at any time from your Settings page.
You can permanently delete your account and all associated data at any time from the Settings page. Deletion removes your transactions, check-ins, debts, budget categories, journal entries, goals, coaching sessions, and account credentials. No email request or waiting period is required. Once deleted, your data cannot be recovered.
While we protect your data with industry-standard practices, no system is perfectly secure. We do not currently offer two-factor authentication. AI coaching features require sending your data to a third-party AI provider, which has its own privacy practices. We encourage you to enter only what you are comfortable sharing.
We use minimal cookies and local storage solely to maintain your authentication session. We do not use tracking or advertising cookies.
We may update this Privacy Policy from time to time. When we do, we will update the effective date below. Continued use of OdonataCo after changes constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or how your data is handled, please contact us at privacy@odonataco.com or via our Contact page.